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There is never a fee to get assistance or information from your lender or a HUD
approved housing counselor.
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Beware of any person or organization that asks you to pay a fee in exchange for
housing counseling services or modification for a delinquent loan. Do not pay - walk
away!
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Beware of anyone who says they can "save" your home if you sign or transfer over the
deed to your house. Do not sign over the deed to your property to any organization or
individual unless you are working directly with your mortgage company to forgive your
debt.
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Never make your mortgage payments to anyone other than your mortgage company
without their approval.
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If you feel you are a victim of a mortgage assistance scam, trust your instincts and ask
for help.