• Disaster Mortgage Protection
– Ensures mortgage payments are made for a period of time if the home becomes unlivable or pays mortgage balance should the home become permanently uninhabitable – For more details on choices, Click here.
• Life Insurance – There are three types:
  
  • A term life insurance policy provides a selected amount of benefit in the event of death
  
  
  • A mortgage life insurance policy is designed to pay off the outstanding mortgage balance in the event of the insured's death.
  
  
  • For more details on choices,
  Click here.

• Accidental Death – Provides insurance coverage in the event of the insured's accidental death. A variety of plans are available. For more details on choices,
Click here.
• Accidental Disability – Provides a substantial benefit in the event of total and permanent disability due to a covered accidental injury and some policies provide benefits for extended hospital stays even if not disabled as a result of the accident – For more details on choices,
Click here.

Disaster Mortgage Protection

• First Protector [Plus] provides coverage if the home becomes unlivable and pays mortgage balance if the homes becomes permanently uninhabitable – Offered through Assurant Specialty Products. To sign up or get more information, call (800) 349-9756. Present offer code when enrolling in the program - 276432E3.
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• Super Gold Accidental Death covers full mortgage balance in the event of death caused by an accident – Offered through Assurant Specialty Products. To sign up or get more information, call (800) 348-7569. Present offer code when enrolling in the program - 276437E3.

• Mortgage Accidental Death Insurance - Decreasing term insurance that is designed to pay off the outstanding mortgage balance in the event of the insured's covered accidental death. Plus, an additional cash benefit equal to 20% of the loan balance is paid to the insured's beneficiary to be used any way that they choose. Coverage is offered through Liberty Life Insurance Company. For more information, call (800) 813-4412 (South Carolina, Pennsylvania and South Dakota residents, ask for P. Horton, a licensed agent. Program is not available MN, ND and NY. The additional 20% cash benefit is not available in FL and TX.)

• Smart-Step Protector Insurance is designed to help your family financially in the event of a sudden and unpredictable accidental death– Offered through Chartered Marketing. To sign up or get more information, call (866) 598-8785.

• Premier Safety Net provides $1 million of Catastrophic accidental disability insurance plus extensive menu of worldwide emergency transportation and medical support services 24 hours a day – Offered through Chartered Marketing Services, Inc. To sign up or get more information, call (866) 598-8785.
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• Term Life Insurance is an individually underwritten life insurance policy (which means you can continue to keep it even after your mortgage is paid) that provides a fixed amount of money – Offered through WNC First. To order or for more information, call (866) 521-5279.

• Mortgage Term Life - Decreasing term life insurance that is designed to pay off the outstanding mortgage balance in the event of the insured's death. Coverage is offered through Liberty Life Insurance Company. For more information, call (800) 813-4412 (South Carolina, Pennsylvania, and South Dakota residents, ask for P. Horton, a licensed agent. Program is not available in MN, NJ, NY and WA).
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